Payment Plans & Financing
An engagement ring is a large purchase to make in one payment, so we offer two ways to spread the cost: a direct deposit arrangement with us, or an instalment plan through one of our checkout financing partners.
Deposit and balance, directly with us
For made-to-order and custom rings, we take a deposit once you approve the final design, with the balance due only when the ring is complete and ready to ship. This is not a credit product, it is simply how we structure payment for a ring that is cast specifically for you. See our design process for exactly where the deposit sits in the timeline.
Instalment plans at checkout
We also support four South African buy-now-pay-later providers at checkout, so you can split the cost into smaller instalments if that suits you better:
PayFlex — splits your purchase into smaller instalments over a short repayment period.
PayJustNow — splits your purchase into smaller instalments over a short repayment period.
Happy Pay — a buy-now-pay-later option that lets you order now and pay it off over time.
Mobicred — a revolving credit facility you apply for once and can reuse for future purchases, subject to Mobicred's own credit terms.
Each provider runs its own approval process, sets its own instalment schedule, and is responsible for its own terms and conditions, not us. Approval, repayment periods, interest, and any fees are determined entirely by the provider you choose, so please check the specific terms on their site before selecting one at checkout.
How to use one
Add your ring to cart and proceed to checkout as normal. Your available financing options appear alongside standard card and EFT payment at the payment step. Select the provider you want to use and you will be taken through their application and approval process directly. We are not involved in that approval decision and cannot expedite or influence it.
Which option should you use
If you are ordering a custom design, the deposit-and-balance model is usually simplest, since it is built around the production timeline rather than a fixed monthly schedule. If you would rather spread payment into fixed instalments regardless of production stage, one of the four checkout financing partners may suit you better. If you are unsure which fits your situation, message us on WhatsApp and we can talk through it.
Frequently Asked Questions
Do you offer payment plans?
Yes, in two forms: a direct deposit-then-balance arrangement for made-to-order rings, and instalment financing through PayFlex, PayJustNow, Happy Pay, or Mobicred at checkout.
Do the checkout financing options charge interest?
This depends entirely on the provider, their current terms, and your own approval outcome. Check the specific terms shown by PayFlex, PayJustNow, Happy Pay, or Mobicred during checkout before confirming, since we do not set or control their pricing.
Who approves my application for financing?
The financing provider you choose, not us. Each of PayFlex, PayJustNow, Happy Pay, and Mobicred runs its own independent approval process.
Can I combine a deposit with instalment financing?
For custom orders this is unusual but sometimes possible depending on the provider and order value. Message us on WhatsApp to discuss your specific situation before ordering.
Ready to order? Browse engagement rings, or read our full process to see exactly how deposits fit into a custom order.